![Portrait Valerie NOWAK from Mastercard Europe for his intervention during a keynote TRUSTECH](/-/media/Project/Comexposium-Master1/Master1-Trustech/programme/keynote-exclusive/valerie-nowak-intervention-cb.jpg?rev=7b4d3acfb7704d159d54c14935e9d957)
Valerie NOWAK
Keynote Wednesday 04 December - "Secure and Simplified Payment with 100% Tokenisation"
Valerie NOWAK is the Chief Product & Innovation Officer for Mastercard Europe, responsible for product strategies and implementation plans for Mastercard’s Consumer, Commercial and Merchant Digital solutions, along with Consumer Insights and Experience across our 30+ Europe region markets.
Previously, Valerie NOWAK was Chief Finance Officer for Mastercard Europe, playing a key role as financial advisor and business partner. As a member of the European management team, she was responsible for all financial aspects of the region (including financial planning, budgeting and forecasting as well as accounting, statutory & regulatory reporting and internal controls) and supporting the team in making key decisions around business strategies. Since she joined MasterCard in 2001, Valerie held various roles of increasing responsibility in Finance. She led the Customer Economics team in Europe where she oversaw and managed all pricing and interchange activities across Europe. In this role, Valerie has been a key asset in the context of the upcoming EU regulation where she has worked to ensure MasterCard compliance from an Interchange perspective and to protect MasterCard revenue & growth in developing a new Pricing framework.
Valerie was also the general manager of MasterCard Belux from 2015 through 2017, responsible for developing and executing MasterCard strategy in Belgium and Luxembourg. This includes reinforcing MasterCard’s position in the Belux market, driving forward our strong relationships with our customers and delivering innovative and emerging payment experiences for consumers that are both safe and simple to use.
Valerie started her career at Lhoist SA where she worked as SAP functional analyst. She holds a degree in Commercial Engineering at the Solvay Brussels School of Economics and Management.
Luc JULIA
Keynote Thursday 05 December - "Analysis and Insights on Augmented Intelligence"
Specialist in human-computer interaction, Dr Luc JULIA led the development teams for Siri at Apple, served as Chief Technology Officer at Hewlett-Packard, and co-founded several startups in Silicon Valley.
He is now the Chief Scientific Officer at Renault. His mission is to assist the car manufacturer in implementing its innovation roadmap in the fields of Artificial Intelligence, human-computer interfaces, and connectivity.
He is the author of the best-seller "Artificial Intelligence Does Not Exist," which aims to demystify AI by replacing it with the concept of augmented intelligence. This book challenges the commonly held ideas and widely propagated by the media and Hollywood regarding the uses of AI and the potential future threat it represents to humans.
![Portrait Luc JULIA from Renault Group for his intervention during a keynote TRUSTECH](/-/media/Project/Comexposium-Master1/Master1-Trustech/programme/keynote-exclusive/luc-julia-intervention-cb.jpg?rev=2a56013c199448ae88952bd61e493931)